Topic: 1st Quarter JPMorgan Guide to the Markets Update
January 26, 2023
Listen here, as Andrew Hartman, CFA, Client Advisor at J.P. Morgan Asset Management, reviews the current state of our markets and economy and lends institutional insight into what lies ahead for the first quarter of 2023 and beyond.
Topic: Are We There Yet?
September 13, 2022
Listen here, as Tim Shean and Ryan Kellinger present a discussion centered on 4 major areas:
• Recent market events
• The most current economic data
• Investing principles
• Strategies to consider right now
Topic: Market Insights – Beyond the Headlines
Presenters: Vic Rohe, Regional Director of MFS Investment Management, Timothy Shean, CFP®
June 21, 2022
Topic: When to Save and When to Shred
June 16, 2022
Documents for Download:
Many of us are overwhelmed with all the information we are keeping in our heads, on our phones, in file cabinets and safe deposit boxes. Learn what documents are important, how to clear out unneeded papers and when and how to share this information with loved ones.
Kay H. Bransford is a Daily Money Manager and the best-selling author of MemoryBanc: Your Workbook for Organizing Life. She has appeared on The Dr. Oz Show, The Huffington Post, and the BBC, among others, to educate families, caregivers, and retirees on why getting organized is important to the well-being of every adult. The company Kay founded, MemoryBanc, received an “Older-Adult Focused Innovation” award from AARP Foundation, her Dealing with Dementia blog recognized as a “Top Alzheimer’s Blog” by Healthline every year since 2016, and her workbook was named a “Book of the Year” by Today’s Caregiver. She has taught hundreds of classes and workshops on life preparedness to help other families get organized and live well.
Topic: Ryan’s Real World Money Guide: 8 Tips for Your 20s
March 31, 2022
Listen in, as Ryan Kellinger breaks down essential tips on retirement savings, employee benefits, student loan debt, budgeting, crypto, and more! This informative webinar is ideal for any young professional or new investor who wants to make moves in their 20s to set up a strong financial future.
If you are considering rolling over money from an employer-sponsored plan, such as a 401(k) or 403(b), you may have the option of leaving the money in the current employer-sponsored plan or moving it into a new employer-sponsored plan. Benefits of leaving money in an employer-sponsored plan may include access to lower-cost institutional class shares; access to investment planning tools and other educational materials; the potential for penalty-free withdrawals starting at age 55; broader protection from creditors and legal judgments; and the ability to postpone required minimum distributions beyond age 70½, under certain circumstances. If your employer-sponsored plan account holds significantly appreciated employer stock, you should carefully consider the negative tax implications of transferring the stock to an IRA against the risk of being overly concentrated in employer stock. You should also understand that Commonwealth and your financial advisor may earn commissions or advisory fees as a result of a rollover that may not otherwise be earned if you leave your plan assets in your old or a new employer-sponsored plan and that there may be account transfer, opening, and/or closing fees associated with a rollover. This list of considerations is not exhaustive. Your decision whether or not to roll over your assets from an employer-sponsored plan into an IRA should be discussed with your financial advisor and your tax professional.
Topic: Savvy IRA Planning for Boomers
February 24, 2022
Listen in, as Steve Richardson presents Strategies to Help You Save Taxes and Get More Out of Your IRA. IRA planning is a complex process. The decisions baby boomers make now can have a tremendous impact on their overall retirement plan. To help better understand IRA Planning, this webinar will cover:
- 7 strategies for savvy IRA planning
- 6 rollover options for your retirement plan funds
- 3 common required minimum distribution mistakes
- The difference between indirect and direct rollovers
- How to coordinate your IRA planning with your overall retirement, estate, tax, education, Social Security and financial plans
- 3 different options for spousal IRA beneficiaries
Topic: The History of Money: From Barter to Bitcoin
December 15, 2021
Bitcoin has become increasingly popular. But what is bitcoin? This seminar explores the history and future of money, how bitcoin and other cryptocurrencies work and the difference between investing and speculation. Listen in as Victor Rohe, Regional Director at MFS Investment Management demystifies cryptocurrency and it’s unique challenges.
This presentation is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Topic: 2021 Year-End Tax Planning and Potential Tax Law Changes
December 8, 2021
Wondering how the Build Back Better (BBB) Act will impact your taxes for 2021? Listen here, as Sam Klausner, CPA and Partner with Klausner & Company, P.C. details the individual tax law changes, including:
Retirement Plan and IRA Changes
Roth Conversion Limitations
Estate and Gift Taxes
Education Tax Benefits
HSA Limits for 2021 and 2022
Topic: Navigating Today’s Real Estate Market
Presenter: Micki Moravitz, Century 21 New Millennium
September 23, 2021
Listen here as Micki Moravitz, a licensed real estate agent with over 34 years of experience, discusses today’s home buying process, the “HGTV effect,” and how to navigate your next steps if you are considering selling your home. Learn how to evaluate the market value of your home, and how to obtain the highest market value without doing unnecessary renovations.
Topic: Successfully Transferring Wealth to the Next Generation
Presenter: Emily Dupre, MFS Regional Director, MFS Fund Distributors, Inc.
June 17, 2021
Family wealth transfers sometimes fail, damaging sibling relationships and affecting the impact you want your assets to have. This seminar helps clients understand why family wealth transfers can fail, how to avoid mistakes and how open communication between family members may lead to successful transfers of wealth.
Topic: Protecting Your Assets
Presenter: William P. Frix, AIC, LUTCF, Owner, Frix Insurance and Financial Services
May 25, 2021
Listen in as Will Frix, an insurance agent with 34 years of experience, discusses the role of insurance in protecting accumulated assets. Learn how to evaluate the appropriate level of insurance coverage to minimize your exposure.
Topic: Organize Your Financial Life
Presenters: Steve Richardson and Ryan Kellinger
February 18, 2021
Did your New Year’s resolutions include finally getting your finances in order? Listen in for advice and tips on how to streamline and organize your finances.
Topic: College Planning
Presenters: Steve Richardson, Ryan Kellinger, Kyle Morrissey, and Ryan Sullivan
We are excited to present a series of webinars geared towards helping our clients to prepare financially for the cost of college and improve their overall Financial and Retirement Planning.
College Planning Workshop #1:
College Admissions in the Era of Covid-19
College Planning Workshop #2:
4 Keys to Cutting College Costs: How to Avoid Overpaying
College Planning Workshop #3:
An Inside Look at Qualifying for Financial Aid
Topic: The New Tax Law Workshop: 20+ Questions Every Person, Family, and Business Must Answer Soon!
November 19, 2020
Presenter: Steve Richardson, CFP®, CRPS®, CPA, President
Click here to listen as Steve discusses how the largest and most anticipated tax reform act passed by Congress since 1986 will affect you.
Listen in to get answers to these important questions:
How do these laws affect me?
Will these laws cost me money or will I benefit?
How can I position myself to benefit even more?
What do I need to change now and in the future?
What do I need to worry about?
Topic: Estate Planning in the Time of Coronavirus
August 27, 2020
Click here to listen as Steve Richardson, CFP®, CRPS®, President and Joe Lamoglia, ChFC®, Vice President, outline actions you can take right now to set up some immediate protections during these uncertain times. As Covid-19 continues to spread across the country, it is important to consider your estate plan and consider what may happen if you or a loved one becomes incapacitated or is hospitalized.
Topic: ESG Investing
June 25, 2020
Hosts: Steve Richardson, CFP®, CRPS®, President, and Timothy Shean, CFP®, CIO
Presenters: Jonathan Ricketts, CFP®, AIF®, Vice President, Retirement Strategies Group
Clarice Avery, CFA®, VP, Investment Strategist, Natixis Investment Managers – US Distribution
Click here to listen: How Environmental, Social and Governance (ESG) factors can be assessed to measure the sustainability or ethical impact of an investment in an asset. Learn how the pandemic has impacted ESG issues and how the combining of financial pe6rformance and environmental and social impact may be an attractive way to produce sustainable, long-term returns.
Topic: 10 Principles of Long-Term Investing Resilience
May 28, 2020
Hosts: Steve Richardson, CFP®, CRPS®, CPA, President, and Timothy Shean, CFP®, CIO
Presenter: Emily Dupre, MFS Regional Director, MFS Fund Distributors
Click here to listen: When volatility strikes, do you take your money and run? Unfortunately, this might do more harm than good. Join us for a timely workshop that explores time tested ways to tackle volatility. Now is the time to learn about long-term investing resilience.
Topic: Savvy IRA Planning for Boomers
February 20, 2020
Presenters: Steve Richardson, CFP®, CRPS®, CPA, President, and Timothy Shean, CFP®, CIO
Tax-Savings Strategies to Help You Get More Out of Your IRA. Click here.
Get answers to frequently asked questions:
• What type of retirement account is right for me?
• Can I still contribute to a retirement account, and if so, how much?
• When do I need to take withdrawals and how much do I have to take?
• How are my IRA withdrawals taxed?
• How does my IRS fit into my overall plan?
• What happens to my IRA when I die?
• How can I minimize taxes so I can spend more of my hard-earned money?
Listen in to get answers to these important questions and learn the rules for:
• Contributing to traditional IRAs and Roth IRAs
• How indirect and direct rollovers work
• How retirement accounts are taxed
• How spousal IRAs work
Topic: MOAA Legislative Update on Military and Veterans Benefits
November 20, 2019
Click here to listen to MOAA’s finance and benefits expert Shane Ostrom, CFP®, with host Michael Kalas, CFP®, AIF®, as they examine the current state of military and veteran’s benefits. Topics include:
- The Legislative Backstory and the Big Picture
- What’s New in Current Programs
- Key Legislative Actions
- Tricare Changes
- Other Benefits Updates
Topic: 5 Ways Technology Will Change The Way We Age
September 19, 2019
A new array of devices and services is transforming aging, making it easier for you to continue working, stay healthy, live at home, and remain connected to friends, family, and life’s small pleasures as you grow older. The Apps, Sites & Devices Changing the Way We Age
Join us to hear research from the MIT AgeLab:
- See how broad the universe and scope of these devices is for everyday tasks
- Gain a better understanding of how these apps and devices can improve your quality of life
- Learn how easy it is to try out some of these technology innovations
Topic: Are you Dreaming or Dazing? A Guide to Creating a Fulfilling Retirement
May 16, 2019
Click here to join Michael R. Kalas, CFP®, AIF®, CEO, as he examines how to create and clarify your retirement vision.
Where will you live?
What will you do?
Will you want to travel?
How will you stay healthy and active?
How will your social life change?
What factors affect the retirement dream?
Most importantly, Mike will discuss how to turn your retirement dream into a Retirement Plan!
Topic: Top 10 Estate Planning Mistakes
March 21, 2019
Click here to join Joe Lamoglia, ChFC®, Vice President, and Michael P. Logan, Esq. of Bowen & Logan, PLLC as they discuss the Top Estate Planning Pitfalls. These simple factors can cause your estate plan to fail or leave your beneficiaries with a legal battle. Listen in to avoid these mistakes and make sure your estate plan is up-to-date and reflects your true intent.
Topic: The New Tax Law Workshop
February 21, 2019
Click here to join Steve Richardson, CFP®, CRPS®, CPA, President, as he explores: 20 Questions Every Person, Family, and Business Must Answer Soon!
- How to the new tax laws affect me, my family, my business?
- Will these tax rules cost me money or will I benefit?
- How can I position myself, my family and my company to benefit even more?
- What do I need to change now and in the future?