Comprehensive financial planning includes looking at what happens if something goes wrong. Suppose illness or accident keeps you from working? What if you spouse dies prematurely? Will a long term illness at the end of my life destroy the wealth I want to leave to my children and grandchildren?
These can be hard topics to discuss, so let us help you think things through – and make sure your hopes and dreams for your family can survive these potential hardships. As independent brokers, we can help you shop for life insurance, long term care insurance and disability income protection . We’ll make sure you don’t have too much or too little coverage and that you understand how it fits your long term plans.
Some of the coverage we can help you understand and acquire:
Term Life Insurance
Universal Life Insurance
Whole Life Insurance
Return of Premium Life Insurance
Long Term Disability Insurance
Buy/Sell and Key Man coverage
Long Term Care Insurance
Group Coverage for small businesses
Fixed insurance products and services offered through CES Insurance Agency.