Frequently Asked Questions

We believe we are best suited for individuals and families who are motivated, engaged, and seeking a long‑term advisory relationship. Our ideal clients value thoughtful planning, open communication, and a collaborative approach to managing their financial lives over time.

We take a team-based approach, and our multi-generational advisory team is designed to support you and your family for the long term. As life evolves, you’ll have continuity and access to advisors who understand both your history and your goals.

We proudly work with clients throughout the United States, using secure technology and flexible meeting options to serve you wherever you live.

Yes. When serving as your asset manager, we act as a fiduciary, which means we are legally and ethically required to act in your best interest.

As independent advisors, we are not tied to proprietary products or sales quotas. This independence allows us to provide advice and recommend strategies and solutions based solely on what is most appropriate for your unique situation.

Our relationship begins with a strong foundation. In your first year, you can expect multiple meetings as we work together to understand your goals, develop your financial plan, and implement recommendations.

After the first year, we meet at least annually, with additional meetings as your needs or circumstances change. Our advisors are also available by phone or email whenever questions arise.

In addition, clients are invited to:

• Monthly educational webinars
• Quarterly newsletters
• Client appreciation events and special communications

Our goal is to remain proactive, accessible, and responsive as your trusted financial partner.

Absolutely. We believe collaboration leads to better outcomes. We regularly coordinate with our clients’ CPAs and estate planning attorneys to manage alignment between investment strategy, tax planning, and estate goals.

If you do not currently have a tax or estate professional, we can recommend qualified professionals from our trusted network.

We primarily charge fees based on assets under management (AUM), aligning our success with yours as your portfolio potentially grows.

We also offer a stand-alone financial planning fee for clients who want planning services without ongoing asset management. This planning fee is waived for clients who engage us to manage their investment assets.

All fees are clearly disclosed and explained before any engagement begins.

Client assets are held with third-party custodians, not directly by Potomac Financial Private Client Group.

Commonwealth Financial Network®
Commonwealth serves as our independent broker-dealer partner, providing compliance oversight, technology, and investment access while supporting independent advisors.

National Financial Services (NFS)
NFS acts as the clearing and custody platform, responsible for holding assets, processing transactions, issuing statements, and safeguarding client accounts.

Fidelity Investments®
Through National Financial Services, client accounts are custodied at Fidelity Investments, a well‑known financial services firm responsible for asset custody and account administration.

You will receive statements directly from the custodian, providing an additional layer of transparency and awareness.