Ryan Kellinger, CFP®, Advisor, discusses how to manage healthcare expenses in retirement. He’ll walk through how Medicare works, key enrollment timelines, and strategies to help you avoid penalties and unexpected costs.
Key concepts include:
- How Medicare works and what it covers
- When and how to enroll in Medicare (and avoiding penalties)
- The role of private insurance alongside Medicare Common costs you may still pay out-of-pocket
- How to choose between Medigap, Medicare Advantage, and Part D plans
- Why planning for rising healthcare expenses is essential
- What Medicare does not cover and how to prepare for those gaps