Topic: 1Q JPMorgan Guide to the Markets Update
Thursday, January 18, 2018
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to listen as Victor Rohe, Vice President of J.P. Morgan Asset Management, will review the current state of our markets and economy and lend institutional insight into what lies ahead in 2018 and beyond.

Topic: 2017 Year End Tax Update
Thursday, November 16, 2017
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to listen as Steve Richardson reviews year end tax planning strategies.

Topic: 6 Ways to Cut College Costs
Thursday, September 21
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 to view the replay as Tacy Paul Roby, CFP® provides insight into college costs including:

  • Understand the realities of college pricing
  • Determine if you will qualify for financial aid
  • Use net price calculators
  • Know the four main sources of college money
  • Research the generosity of colleges
  • Check four-year grad rates

Topic: Hackproof Your Smartphone
Thursday, August 17
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 to view the replay: Cybersecurity is one of the hottest topics in the news today, and it is the number one concern expressed by clients. Our smartphones now hold nearly all of our personal information. Have you taken steps to protect your device? Join us as Joe Lamoglia, ChFC® and Peter Murray, VP of Engineering with Partner Communications discuss eight critical steps to take to make your smartphone more secure.

Topic: Protecting Your Parents’ Assets
Wednesday, June 21, 2017
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to listen as Bill Fralin, president of The Estate Planning & Elder Law Firm, presents on Protecting Your Parents’ Assets.

Topic: What’s New in Social Security
Thursday, May 18, 2017
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as Steve Richardson, CFP®, CRPS®, CPA® shares his nearly 20 years of industry experience to discuss Social Security topics to watch in this year including 2017 COLA Adjustments, earnings test, and Medicare premiums as well as an update on claiming strategies.

Topic: A Different Way to Invest
Thursday, March 23, 2017
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as Michael Kalas, CFP®, AIF® shares his nearly 25 years of industry experience to discuss ways an investor can achieve a better investment experience.

Topic: Women and Retirement – Five Things to Know and Five Ways to Take Action When Planning for Retirement
Thursday, February 16, 2017
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to listen as as Tacy Roby, CFP®, leverages her 20+ years of industry experience to provide both knowledge and five specific steps to prepare for retirement.

Topic: Where Will You Retire? Deciding Where to Retire, Buy a Second Home or Relocate
Thursday, December 1, 2016
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to listen as our guest, Dee Cascio, LPC, LMFT, ACC – Certified Life & Retirement Options Coach, shares her expertise on how to navigate the decisions you must make when you decide where to retire.

Topic: Maximizing Your Social Security Benefits – Adapting to the New Rules
Thursday, September 22, 2016
Listen here
as our guest, Wall Street Journal bestselling author Kathleen Sindell, Ph.D, presents on strategies from her new book, “Social Security: Maximize Your Benefits (2nd Edition).”

Topic: Planning for College – Virginia529 College Savings Plan
Thursday, June 23, 2016
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 to listen as our guest, Rebecca Lyons, Regional Marketing Associate with Virginia529 College Savings Plan, discusses what a 529 plan is, the different types of Virginia college savings plans, the current cost of borrowing versus saving for college, and answers your questions about saving for college.

Topic: Legislative & Benefits Update from Military Officers Association of America
Thursday, May 12, 2016
Click here to listen, as Shane Ostrom, CFP®, Lt Col, USAF (Ret), Deputy Director, Financial and Benefits Services with the Military Officers Association of America presents a legislative and benefits update affecting military servicemembers and their families.

Topic: Retirement Income Planning – Planning for a Financially Successful Retirement
Wednesday, March 16, 2016
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as Steve Richardson addresses the broad question “What does retirement mean to you?”  This webinar explores the financial considerations around when you plan to retire and how long you will need income.

Topic: Retirement Savings Challenges for Women
Thursday, February 25, 2016
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as Tacy Paul Roby, CFP®, Financial Advisor and recent addition to the Potomac Financial Private Client Group, LLC, team, shares her experiences and insights to the retirement savings challenges women face and strategies to overcome them.

Social Security – Know Your Options to Help Maximize Benefits
Thursday, November 19, 2015
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 as we review social security to the understand essentials, benefits and options, strategies to consider, and how proposed changes may affect you.

Special Needs Planning
Thursday, August 13, 2015

Click here as our guest, Michael P. Logan of Grad, Logan, Klewans & Bowen, P.C., shares his expertise on special needs planning concepts for disabled children and adults with no significant assets.

Basic Estate Planning Strategies and Concepts
Wednesday, June 10, 2015
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as we explore general estate planning concepts and help you think about your own estate planning needs.

Social Security and Your Retirement
Tuesday, April 21, 2015
Click here, Al Chingren, Vice President with American Century Investments lends his retirement plan expertise to how social security works and how to assess the best time to begin taking social security.

Leading Your Financial Future – A Woman’s Guide to Financial Independence and Empowerment (c)
Thursday, March 26, 2015
Click here
as we focus on how women can and should take control of their finances. The presentation included resources to get you started, keep you going and address the one or many areas of your financial planning you may have put off. Return to previous page for links to all worksheet resources.

The following worksheets were referenced during the call and remain available to you:

Define Your Goals
Keep Your Financial Records Organized
Your Essential Information
Retirement Expenses
Cash Flow
Net Worth
2015 Contribution Limits and Tax Reference
Start Today Checklist
Avoid Common Investing Mistakes
Common Estate Planning Mistakes
Divorce Preparation
Post-Divorce Budgeting
Knowledge is Power

(c) BlackRock Inc., 2015
Important Information About Your Advisor.

Creating Your Retirement Lifestyle
Thursday, February 12, 2015
Click here as the founder of Retirement Lifestyle Strategies Dee Cascio, LPC, LMFT, ACC, BCC, a Certified Life and Retirement Options Coach and author discusses how to help those facing retirement make the transition to the purposeful and fulfilling lifestyle they envision.
Presentation resources:

Retirement Lifestyle Strategies Resources
Personal Planning Questions For a Successful Retirement

Yes, You Can … Raise Financially Aware Kids
Wednesday, November 19, 2014
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 as we discuss our feature presentation on how to raise financially aware kids and grandkids. You will learn how to help them appreciate the value of the dollar, why its important they are financially aware, their powerful impact on the economy, and what lessons your kids need to know to be financially successful. Additionally, we will close the hour reviewing this month’s economic risk factors and 2014 year end tax planning tips.

Smart Planning: Care Planning for the Later Years
Friday, September 12th, 2014
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as our guests Dan Flavin, President and Patricia Williams, Founder of GraceFul Care, discuss resources available to families as we age – with an emphasis on maintaining independence, dignity and happiness.

Understanding Social Media + Staying Safe Online ©
Thursday, May 15th
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to view our live presentation on social networking which for some represents a way to expand their circle of friends and contacts; for others, it’s a way to keep in closer touch with people they already know. How you use social networking is up to you; the better you understand it, the more you can take advantage of its power. Educating yourself is also important to help avoid the risks that go along with social networking.

© 2013 Legg Mason Investor Services, LLC, member FINRA, SIPC. Legg Mason Investor Services, LLC, is a Legg Mason, Inc. subsidiary.

Women’s National History Month – Why Aren’t We There Yet?
Tuesday, March 18, 2014
Click here
 as Tacy Paul Roby of Calvert Investments,  and current board member of Financial Planning Association-National Capital Area chapter, provides her firms perspective  on how the corporation can be key to changing things for women.

Retirement Plans for Small Businesses
Tuesday, February 25, 2014
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 as we explore business retirement plans from the owner’s perspective and separate fact from fiction and understand the alternatives and opportunities for your business.

Planning for Long-Term Care
Thursday, November 21st, 2013
Click here
 to listen as Susan Kobara, CLTC, Long Term Care Insurance Specialist with Commonwealth Financial Network, shares her knowledge and experience defining long term care, discussing longevity’s consequences to family’s and finances, how long term care is paid for and how its impact on financial planning.

Life After Work – How to Create a Sustainable Income Stream in Retirement
September 18, 2013
Click here as Steve Richardson speaks about creating a sustainable income stream in retirement: Whether you plan to stop work all at once, or ease into retirement by working part time, at some point you will need to arrange for multiple sources of income to replace your paycheck. What do you need to think about as you transition from work life to retired life? Where will your income come from? How can you make it last? Join us for a repaly an enlightening webinar that will get you thinking about your next phase of life and what you need to do to prepare for it.

Estate Planning in 2013 and beyond
Tuesday, June 18, 2013
Click here
as we welcome back Michael P. Logan, Esq. of Grad, Logan, & Klewans, P.C., who last August lead the presentation “Planning Issues for Special Needs Children and Elderly Parents”.  This time Michael will discuss estate takes and portability in 2013 and share his views on what to expect in the future.

Managing Health Care Expenses in Retirement: What Baby Boomers Need to Know About Medicare and Long-Term Care
Thursday May 23, 2013
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as Steve Richardson covers the three key points to managing healthcare expenses in retirement. He discusses enrollment in Medicare, what Medicare does and does not cover and how private insurance supplements Medicare,and finally why you should plan for higher health care expenses in the future and how to factor in potential need for Long-Term Care.

Retire Prepared – Will You Be Ready?
Wednesday, March 20th, 2013
Click here
as Timothy Shean walks through how to be sure you are prepared for retirement. He covers the steps you can take to help prepare for a positive retirement including retirement planning, establishing your needs, retirement income sources, key retirement risks, legal concerns, volatility and diversification, and what to do next.

Savvy Social Security Planning: What Baby Boomers Need to Know to Maximize Retirement Income ©
Thursday, February 21st, 2013
Click here
as Steve Richardson walks through how the decisions you make can have a tremendous impact on the total amount of social security benefits you stand to receive over your lifetime.  He delves into factors to consider when deciding when to apply for benefits,  how to coordinate benefits with your spouse, how to coordinate with other sources of retirement income, along with many more facts and guidelines.

© 2011 Horsesmouth, LLC.  All Rights Reserved.

From the Hill to the Street – An Insider’s Perspective
November 2012
Click here
to listen as we provide a Capitol Hill insider’s look at the elections, deficit, fiscal cliff and much more and the combined implications to your investment strategy.

Municipal bonds are federally tax-free but may be subject to state and local taxes, and interest income may be subject to federal alternative minimum tax (AMT). The purchase of bonds is subject to availability and market conditions. There is an inverse relationship between the price of bonds and the yield: when price goes up, yield goes down, and vice versa. Market risk is a consideration if sold or redeemed prior to maturity. Some bonds have call features that may affect income.

Planning Issues for Special Needs Children and Elderly Parents
Tuesday, August 21
Click here
to listen as guest, Michael P. Logan, Esq., of Grad, Logan & Klewans, P.C. discusses the challenges and specific financial and legal issues encountered when caring for family members with special needs.

Potomac Financial Update: Financial Tools and Resources for You
Thursday, June 14th
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to listen as we will welcome and introduce the recent advisor and staff additions to our team and highlight the tools and resources available to help you make better financial decisions and continue progress toward your goals.

Income Planning
Wednesday, May 16th
Click here
to listen as Michael Kalas tackles the search for income in today’s low yield environment and identifies both challenges and opportunities. This session reviewed strategies to plan for and distribute income.

Estate Planning – Challenges and Opportunities in Today’s Uncertain Climate
Wednesday, March 15th, 2012
Click here
to listen to our guest, leading estate planning attorney, Frederick Tansill of The law firm of Frederick J. Tansill & Associates, LLC, share his thoughts on the current  estate planning environment as well as practical and advanced strategies to consider in 2012 and beyond.

Planning for Long-Term Care
Wednesday, January 18th, 2012
Click here
to listen as Susan Kobara, CLTC, Long Term Care Insurance Specialist with Commonwealth Financial Network, shares her knowledge and experience defining long term care, discussing longevity’s consequences to family’s and finances, how long term care is paid for and how its impact on financial planning.

Fixed insurance products and services offered by Potomac Financial Private Client Group are separate and unrelated to Commonwealth.  Neither Potomac or Commonwealth offer tax or legal advice.